[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kzdi.sk\/biedna-ekonomika\/#Article","mainEntityOfPage":"https:\/\/www.kzdi.sk\/biedna-ekonomika\/","headline":"Biedna ekonomika","name":"Biedna ekonomika","description":"M\u00ed\u0148anie mno\u017estva pe\u0148az\u00ed je d\u00f4sledok toho, \u017ee neviete so svojimi financiami hospod\u00e1ri\u0165. Hospod\u00e1renie by ste sa v\u0161ak mali ve\u013emi r\u00fdchlo nau\u010di\u0165. Mlad\u00e9 \u017eeny nevedia vyjs\u0165 so svojimi financiami. Pam\u00e4t\u00e1te si e\u0161te na va\u0161u prv\u00fa v\u00fdplatu z pr\u00e1ce, ktor\u00fa ste dostali? Ur\u010dite ste ju hne\u010f aj minuli na nepotrebn\u00e9 veci. Mne sa stalo to ist\u00e9. Peniaze<a href=\"https:\/\/www.kzdi.sk\/biedna-ekonomika\/\" class=\"theme-more-link\">Continue reading<span class=\"screen-reader-text\"> \"Biedna ekonomika\"<\/span> <svg class=\"svg-icon\" aria-hidden=\"true\" role=\"img\" focusable=\"false\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewbox=\"0 0 16 16\"><path fill=\"currentColor\" d=\"M1 8a.5.5 0 0 1 .5-.5h11.793l-3.147-3.146a.5.5 0 0 1 .708-.708l4 4a.5.5 0 0 1 0 .708l-4 4a.5.5 0 0 1-.708-.708L13.293 8.5H1.5A.5.5 0 0 1 1 8z\"><\/path><\/svg><\/a>","datePublished":"2023-11-30","dateModified":"2023-11-30","author":{"@type":"Person","@id":"https:\/\/www.kzdi.sk\/author\/#Person","name":"","url":"https:\/\/www.kzdi.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kzdi.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kzdi.sk\/wp-content\/uploads\/ai-generated-8919662_640_2.jpg","url":"https:\/\/www.kzdi.sk\/wp-content\/uploads\/ai-generated-8919662_640_2.jpg","height":0,"width":0},"url":"https:\/\/www.kzdi.sk\/biedna-ekonomika\/","about":["Ekonomika"],"wordCount":415,"articleBody":"M\u00ed\u0148anie mno\u017estva pe\u0148az\u00ed je d\u00f4sledok toho, \u017ee neviete so svojimi financiami hospod\u00e1ri\u0165. Hospod\u00e1renie by ste sa v\u0161ak mali ve\u013emi r\u00fdchlo nau\u010di\u0165. Mlad\u00e9 \u017eeny nevedia vyjs\u0165 so svojimi financiami. Pam\u00e4t\u00e1te si e\u0161te na va\u0161u prv\u00fa v\u00fdplatu z pr\u00e1ce, ktor\u00fa ste dostali? Ur\u010dite ste ju hne\u010f aj minuli na nepotrebn\u00e9 veci. Mne sa stalo to ist\u00e9. Peniaze som si vo\u013eakedy nevedela v\u00f4bec v\u00e1\u017ei\u0165. M\u00ed\u0148ala som kvantum pe\u0148az\u00ed na nov\u00e9 alebo baz\u00e1rov\u00e9 oble\u010denie, ktor\u00e9 som si neust\u00e1le kupovala alebo objedn\u00e1vala z internetu. Takto som fakt nemala preh\u013ead ani o jednotliiv\u00fdch objedn\u00e1vkach alebo ani o financi\u00e1ch, ktor\u00e9 som mala k dispoz\u00edcii.V\u017edy mi u\u017e peniaze nevydali na nejak\u00e9 bal\u00ed\u010dky v polovici mesiaca a to som e\u0161te potrebovala vy\u017ei\u0165 druh\u00fa polovicu mesiaca. Len\u017ee som nemala z \u010doho. Tak som si po\u017ei\u010diavala peniaze, \u010do tie\u017e nebolo ve\u013emi vhodn\u00fdm \u010di priam spr\u00e1vnym rie\u0161en\u00edm. Ve\u013emi r\u00fdchlo som sa dostala k tak\u00fdm dlhom, ktor\u00e9 som u\u017e nevedela spl\u00e1ca\u0165. Nemala som na to. Ako som tento probl\u00e9m vyrie\u0161ila? Upratala som si v papieroch a v dl\u017en\u00fdch sum\u00e1ch. Spl\u00e1cala som s\u00edce pomali\u010dky, ale v\u017edy a na\u010das. Av\u0161ak niekedy je to nezvl\u00e1date\u013en\u00e9, kedy aj ja som potrebovala pomoc od bl\u00edzkeho. Kamar\u00e1t mi pomohol a to ve\u013emi.Fina\u010dne mi pomohol tak, \u017ee zaplatil za m\u0148a v\u0161etky dlhy, ktor\u00e9 som mala. Len\u017ee ja som si vtedy uvedomila, \u017ee toto sa mi viackr\u00e1t nem\u00f4\u017ee sta\u0165. U\u017e som za\u010dala prem\u00fd\u0161\u013ea\u0165 ekonomicky a za\u010dala som \u0161etri\u0165. Ve\u013emi d\u00f4le\u017eit\u00e9 je, aby ste nechodili do obchodov. V obchodoch sa v\u00e1m v\u017edy m\u00f4\u017ee nie\u010do ve\u013emi zap\u00e1\u010di\u0165 a u\u017e miniete ve\u013ek\u00fd obnos financi\u00ed. Ak nep\u00f4jdete do obchodu, budete ma\u0165 z toho ve\u013emi dobr\u00fd pocit, \u017ee ste ani jedno euro neminuli. P\u00e1\u010dil by sa v\u00e1m tak\u00fdto \u00fa\u017easn\u00fd pocit? M\u00f4\u017eete ho ma\u0165. \u013dudia v\u0161ak nakupuj\u00fa bezhlavo a robia si ve\u013ek\u00e9 dlhy. Zadl\u017eenos\u0165 obyvate\u013eov presiahla hranicu. Ka\u017ed\u00fd \u010dlovek by si mal uvedomi\u0165, \u010do pr\u00edn\u00e1\u0161a \u0161t\u00e1tu jeho zadl\u017eenos\u0165. Pri dlhoch sa ned\u00e1 norm\u00e1lne existova\u0165. Neust\u00e1le na svoje dlhy mus\u00edte myslie\u0165.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Biedna ekonomika","item":"https:\/\/www.kzdi.sk\/biedna-ekonomika\/#breadcrumbitem"}]}]